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You're not meant to know the effects of the investments, or to have a firm grasp of your financial future. I understand the desire for it, but that's what wikis and guides are for.
 
— Sierra Lee[1]
Ledger-1

A brand new Ledger.

This page presents a compilation of all the personal investments offered in the game[2]. They can only be made in ProN ("Promissory Notes"), with a single exception so far. Of course, you need to have the necessary amount of money at hand to make an investment, though in a few cases Megail will automatically reserve money for plot-mandatory investments. The prices of some investments are variable and may be influenced by a number of factors, including current party members, investments already made and actions of the party before the investment.

In addition to monetary profits and other effects, most investments also affect your relationship with your companions. Speaking with them will give you some hints.

Investment options become available after you arrive in Ari-Yhilina and foil the coup against the Widow Queen. The initial amount of ProN available to make investments depends of the amount of ProN you've given to Megail in Stineford. The minimum value is 50,000 and the maximum is 120,000[3]. Megail also offers you a ledger to keep track of your investments.

Sierra Lee has stated that you can make similar investments (for instance contracting two mercenary companies) to get better results, but it will be with diminishing returns.

You can spend your ProN in other avenues that don't appear as such in the Ledger[4]. They won't give profits in the form of ProN, but there will be other advantages to invest on them (most of them won't be shown in the game as such, but in the form of hidden advantages).

So far, you get ProN returns from Megail at these points:

  1. During the party split, Megail collects returns from some first round investments in Ari-Yhilina. They are marked with this color.
  2. Near the end of chapter 2, when Simon returns from the Orgasmic Empire. They are marked with this color.
  3. At the end of chapter 3, after you have attended to the petitioners and pay your respects to the Fallen. They are marked with this color.
  4. At the start of chapter 4, when you meet Megail in Stineford. They are marked with this color.

This section is split in rounds to help you find the relevant investments that interest you.


Round 1: Up to the party split

Ari-Yhilina Edit

During this round of investments you have the option to ask Megail for more money, just by visiting her in the Palace and selecting the option Acquire Money. This action gives you 25,000 ProN that helps you now but you will have less available money later: at the start of Megail's Route (-50,000) and when you receive the profits to start round three (-100,000). There are advantages and disadvantages to choose to use this option or to choose to don't.

Profitable investments Edit

Location
Name
Price
Help
Advantages[5] Profits Relationship Points
Merchant Quarter
Yhilin Bank
50,000
Trin[6] (25,000)
5,000 at the start of chapter 2.
Another 5,000[7] during Megail's route.
Boosts hidden stat if invested by the start of chapter 2: +5 Economy, +1 to Yhilin score.
200,000 plus a 50,000 discount in the Bank core lenders investment.[8] Trin, Megail
Merchant Quarter
Premium Steel[9]
20,000
No
10% discount on equipment plus the possibility of customized equipment. Counts as Manufacturer.[10]
Helps during the Battle of Yhilin.
Boosts hidden stat if invested by the start of chapter 2: +1 Economy.
100,000. Hilstara's custom helm available during Reunion.[11] Aka, Hilstara
Miners' Junction
Mine Processing
50,000
Megail (25,000)
10,000 during Megail's route. Counts as Processor.[12]
Helps during the Battle of Yhilin.
Boosts hidden stats if invested by the start of chapter 2: +2 Economy, +2 to Yhilin score.
200,000
200,000
100,000
Megail
Outskirts
Flower speculation[13]
10,000
No
2500 Sx and 2500 ProN. Nothing, shows up on Ledger with 0 return.[14] None
Miners' Junction
Cache excavation
10,000
No
A few items, equipment for succubi and a cache of corruption for Simon[15]. 25,000[16] Yarra, Qum
The Court
Gift to Megail[17]
25,000
No
Contracts a supplier.[18]
Helps during the Battle of Yhilin.
Boosts hidden stat: +2 Economy[19]
25,000[20]
25,000[21]
25,000
Megail
Talk to Megail[22]
Yhilini Arms Dealer
100,000
No
200,000 or 150,000[23] in Megail's route; not all of it is usable[24]. 700,000[25]
115,000
  20,000
None

Non-profitable investments Edit

The upkeep is deducted from the total of your profits in the case of the mercenary companies.

Location
Name
Price Advantages Relationship Points
The Court[26]
Bridge Repair[27]
10,000 Reduces the cost of future investments.
Affects the course of Battle of Yhilin.
Boosts hidden stats if invested by the start of chapter 2: +2 to Yhilin score, +1 Economy.
Janine, Carina
The Court[26]
Yhilini Public Works
5,000 Boosts hidden stat if invested by the start of chapter 2: +1 to Yhilin score. Janine
The Court[26]
Anti-corruption campaign
10,000 May[28] affect the amount of ProN received from Bank investment during Megail's route.
Boosts hidden stats if invested by the start of chapter 2: +1 Social, +1 to Yhilin score.
Janine, Sarai
Cathedral
Shrine renovation
10,000 Boosts hidden stat: +1 Religion. Carina, Sarai
Outskirts
Iron Cudgel[29]
10,000 (-30,000 upkeep) Saves Carina's soldiers[30].
Improves outcome of Horde Battle.
Increases the size of the army in Third Arclent War.
Makes Iron Cudgel available for service at HQ in chapter 4.
Hilstara, Yarra
Outskirts
Dusty Horde[29]
15,000 (-45,000 upkeep) Saves Carina's soldiers[30].
Improves outcome of Horde Battle.
Helps in the Battle of Yhilin.
Hilstara, Yarra
Outskirts
AriGarda[29]
25,000 (-75,000 upkeep) Saves Carina's soldiers[30].
Improves outcome of Horde Battle.
Prevents their working for House Adamant in Battle of Yhilin.
Increases rewards from clearing the House Rose Warehouse in chapter 4.
Hilstara, Yarra

Stineford Edit

Profitable investments Edit

Location
Name
Price
Help
Advantages Profits Relationship Points
Stineford Market District
Magic Shop
10,000 20% reduction on price. 50,000[31] or 25,000
50,000[31] or 25,000
25,000
Megail

Round 2: Megail's Route

Some of them are also available after Simon's return. There are no relationship point gains or losses in this section.

Ari-Yhilina Edit

Profitable investments Edit

Location
Name
Price Help Advantages Profits
Merchant Quarter[32]
Ardoheim Magic Trade
25,000 Bridge Repair (15,000) Helps during the Third Arclent War.
Boosts hidden stat: +1 Economy.
125,000[33], 50,000
225,000[34], 125,000[35], 75,000[36] or 50,000[37]
65,000
Outskirts
Yhilini Supplier
10,000 Bridge Repair (5,000) Also helps in the Battle of Yhilin.
Boosts hidden stat: +1 Economy.
10,000
10,000[21]
  5,000

Eustrin and Aram border Edit

Only the Eustrin Embassy is available (is still unclear in which conditions) later, so bear that in mind.

Profitable investments Edit

Some of the prices in this section are variable and depend on the investment's choices that you made in the first round.

Location
Name
Price Advantages Profits
Aram Desert[38]
Aramite Supplier
20,000 Boosts hidden stat: +1 Economy. 15,000
15,000[21]
  5,000
Bounty Hunter Office
Desert Bounty Office[39]
20,000 Sx Boosts hidden stats: +1 Social, +1 to Aram score. 5,000
5,000
5,000
Eustrin Tunnels
Eustrin Supplier
40,000 Boosts hidden stats: +2 Economy, +1 to Eustrin score.
Helps during the Battle of Yhilin.
20,000
20,000[21]
  5,000
Eustrin Tunnels
Eustrin Processor
50,000 Boosts hidden stats: +2 Economy, +1 to Eustrin score. 100,000
100,000
  20,000
Eustrin Entrance[40]
Eustrin Manufacturer
25,000 Boosts hidden stats: +2 Economy, +1 to Eustrin score. 100,000
100,000
  25,000

Non-profitable investments Edit

Location
Name
Price
Help
Advantages Consequences
Bounty Hunter Ofice
Eustrin Customs papers
10,000 You get access to Eustrin without the need to do bounties for a value ≥ 7,500 Sx None.
Aram Desert[41]
Eustrin Embassy
100,000 Boosts hidden stats: +1 to Eustrin score, +3 to Ardoheim score. Better options at Ardford summit.
It unlocks a similar effort in Aram available during the Chapter 4.
During the Ardan succession crisis, they are favorable to support Tyna[42].

Round 3: After the reunion, Ari-Yhilina and Ardford

During the business meeting, Megail gives you a resume of your investments (and the ProN of course). You also get 300,000 (or just 200,000 if you took money from Megail in chapter 1), plus any reward from the mine quest in Aka's route. Megail will also take 250,000 ProN to help equip the orc army.

Profits-1

Just posted as a reference.

Ari-Yhilina Edit

Both the Yhilin Bank and the Premium Steel investments won't give any more profits, but both will give a discount on the next tier: Yhilini Bank Core Lender and Premium Steel Owner.

Profitable investments Edit

Location
Name
Price Help Advantages Profits Relationship Points
Merchant Quarter
Yhilini Bank Core Lender
500,000 Reduced to 450,000 if you have already invested in it.[43] Boosts hidden stats: +5 Yhilin,-1 Chaos and +2 Yhilin Acceptance. after the Battle of Yhilin. Variable: 300,000[44],
250,000[45],
200,000[46], or
150,000[47]
150,000
Megail
Merchant Quarter
Premium Steel Owner
100,000 Reduced to 75,000 if you are already a partner.
Will still be available in Yhilin in future visits.
10% discount on equipment plus the possibility of customized equipment. 100,000
  10,000
Aka, Hilstara
Merchant Quarter[32]
Ardoheim Magic Trade
25,000 Bridge Repair (15,000) Helps during the Third Arclent War.
Boosts hidden stats: +1 Economy.
225,000[34],
125,000[35],
75,000[36], or
50,000[37].
65,000
None
Miners' Junction
Mine Processing
50,000 No Helps during the Battle of Yhilin. 200,000
100,000
Megail
Outskirts
Yhilini Supplier
20,000 Bridge Repair (15,000) Boosts hidden stat: +1 Economy. 10,000[48][21]
5,000
None

Non-profitable investments Edit

Neither the Dusty Horde or the Ari-Garda investments appear in the Ledger, for reasons that will be evident after the Battle of Yhilin. There are no options to lower the price of any investment in this section.

Location
Name
Price Advantages Relationship Points
The Court
Bridge Repair
5,000 Enables Infrastructure project in chapter 3. Janine, Carina
The Court
Yhilini Public Works
5,000 Enables Yhilini Public Works II. Janine
The Court
Yhilini Public Works II[49]
25,000 Boosts hidden stat: +2 to Yhilin score. Janine
Miners' Junction
Cache excavation
10,000 You purchase all the gear instead of investing, and Simon absorbs the chest stats offscreen.[15] Yarra, Qum
Outskirts
Iron Cudgel[50]
5,000 Increases Army Size and Quality.
Increases the size of the army in Third Arclent War.
Makes Iron Cudgel available for service at HQ in chapter 4.
None
Outskirts
Dusty Horde
15,000 10,000[51] Increases Army Size.
Helps in the Battle of Yhilin.
None
Outskirts
AriGarda
10,000 No change in army scores, but can be convinced to work for House Rose. Otherwise they help House Adamant in the Battle of Yhilin.
Increases rewards from clearing the House Rose Warehouse in chapter 4.
None

Ardford Edit

Profitable investments Edit

Location
Name
Price Advantages Profits Relationship Points
Merchant's Guild
Crystal Refiner
300,000 (250,000 if Robin has a Potions License) Reduces the costs of Robin's Arcane Crystal[52].
Boosts hidden stat: +1 to Ardoheim score.
225,000
  55,000
None
Merchant's Guild
Ardford Supplier
50,000 Helps during the Third Arclent War. 25,000[21]
  5,000
None
Business District
Ardford Restaurant
25,000 Boosts hidden stats: +1 to Ardoheim score, +1 Economy. 10,000
10,000
None
Business District
Sanitation Mages Guild
100,000 Boosts hidden stats: +2 to Ardoheim score.
During the Ardan succession crisis, they are favorable to support Tyna[42].
5,000
5,000
None
Business District
Mercenary Flotilla
250,000 Boosts hidden stats: +2 to Ardoheim score, +2 Economy.
Helps during the Third Arclent War.
Gives you more insight in Ghanth's business practices.
85,000
25,000
None
Business District
Ardan Bank
Varies according to Ardoheim score from 1,000,000 to 300,000[53]. Boosts hidden stats: +5 to Ardoheim score, +5 Economy, +1 Social.
Better rates exchanging ProN for Sx.
During the Ardan Succession crisis, it reduces the cost of an investigation in Ghanth's finances from 200,000 to 100,000.
Variable: 450,000[54],
400,000[55],
350,000[56],
300,000[57],
250,000[58], or
200,000[59]
300,000
None
Religious District
Ivalan Bank
450,000 Boosts hidden stats: +2 Religion, +2 Economy. Variable: 350,000[54],
325,000[55],
275,000[56], 225,000[57],
200,000[58], or
175,000[59]
225,000
Carina
Ardford Palace
Merchant Guild Kickback
You have to make the Advanced Alliance fail without the vote from the Merchant Guild. 100,000[60] None

Non-profitable investments Edit

Location
Name
Price Benefits Relationship Points
Ardford Palace
New Unpeople Motion bribe
10,000 Gives you the option to change the vote of the Merchant Guild faction from Yes to Nay. Megail
Ardford Palace
Orc Extermination bribe
100,000 Gives you the option to change the vote of the Merchant Guild faction from Yes to Nay. Megail
Military Offices
Order of Silence
10,000, 50,000 or 100,000 depending of your choice. No matter the amount of donation, gives access to empty lot area plus whatever you get there.
Boosts hidden stats: +1 to Ardoheim score, Depending on donation size: +10, +50 or +100 to Order of Silence score.
Helps during the Third Arclent War.
During the Ardan succession crisis, you can ask that they welcome Kalant among their ranks.
None
Merchant's Guild
Merchant's Guild Membership
100,000[61] Gives the title and privileges of an official merchant.
Extra clues for the Unpeople Investigations quest[62] and some misc details (like getting access to the Guild's wine cellar).
Boosts hidden stats: +5 to Economy score, +2 to Social score, +3 to Ardoheim score, +1 to Yhilin score, +1 to Aram score, +1 to Eustrin score, +1 to Zirantia score, +1 to Darghelon score, +1 to Ghenalon score, +1 to Tatseni score, +1 to Stenai score.
During the Ardan succession crisis, you can use their resources to learn more about Ghanth.
Megail
Embassies
Deeds of Vinario
5,000,000 to 100,000[63] Will help the Tak'Kan country (homeland of the orcs after the war) to gain legitimacy. Hilstara (only in negative), Megail, Trin, Yarra, Nalili
Embassies
Ghenalese Expatriate Program
120,000 Boosts hidden stats: +1 to Yhilin score, +1 to Ghenalon score.
The Ghenalese Ambassador will vote for the War Vaults motion at the Ardford summit.
Unspecified consequences later.
None

After the Battle for Yhilin Edit

If you haven't done it before, you can still invest in the Premium Steel (only to be an owner). But you can now do some personal investments by using discretionary funding. With one exception, the rest can only be done in the Second House of Petitions.

Round 4: After the Third Arclent War

After the Third Arclent War violent action has concluded, you will eventually be in the throne room. Megail gives you a run-down of your profits (which aren't as high as they could have been due to the war). Also, you have to add the leftovers[64] from both the Discretionary funding and your own funds from the Second House of Petitions. There are the same amounts in both cases:

Percentage ProN
≥ 50 15,000
25–49 10000
10–24 5,000
1–9 2500

Profitable investments Edit

Megail and her agents have pulled together[65] a series of potential investments. There's an investment opportunity for each of the three new nations plus representatives from the various businesses you encountered in Yhilin, Eustrin, the Elven Kingdoms and the Incubus King's Domain. Min has her own investment opportunity, and if you achieved the Succubus 1 bonus from having a low enough IKD Morale score then the succubus merchant offers the opportunity to expand Yhilini trade into the new territories. Most of the following investments are also available in chapter 4 (the ones that con only be done now are marked with a footnote), but in most cases they will be more expensive (the cost in chapter 4 can be found between parenthesis after the initial price).

Name Price Help and/or Condition Advantages Profits Relationship Points
New Givini Trade[66] 500,000 Boosts hidden stats: +4 Economy, +5 to New Givini score plus 1 additional for each iteration during chapter 4.
It helps with the campaign to get support for Tyna during the Ardan succesion crisis.
First iteration: 200,000
Other iterations: 100,000
Elleani
Tak'Kan Trade[66] 500,000 Boosts hidden stats: +4 Economy, +5 to Tak'Kan score plus 1 additional for each iteration during chapter 4. First iteration: 200,000
Other iterations: 100,000
Balia
Chalice States Trade[66] 500,000 Help: Infrastructure funded (400,000) Boosts hidden stats: +4 Economy, +5 to Chalice States score plus 1 additional for each iteration during chapter 4. First iteration: 200,000
Other iterations: 100,000
Iris, Riala
Mercenary Offices 150,000 (250,000) Condition: meet the mercenary inspecting the burned Reval's compound in the outskirts.
Help: Infrastructure funded (100,000 (150,000))
Boosts hidden stats: +2 Social, +2 to Yhilin score. 15,000 Janine
Gasm Falls Trade 225,000 (275,000) Condition: talk with the owner in Gasm Falls. Boosts hidden stats: +2 Economy, +2 to Chalice States score. 110,000 Iris, Nalili
Denmiel Mushrooms 75,000 (105,000) Condition: talk with the owner in Denmiel Boosts hidden stats: +2 Economy, +2 to Gheldaron score. 40,000 Orilise
Theltiar Rentals 350,000 (425,000) Condition: talk with the Rentals' owner in Theltiar. Boosts hidden stats: +1 Economy, +1 Social, +2 to Darghelon score. 95,000 Lynine
Eustrin Guild 500,000 (600,000) Condition: convince the Guild of Blacksmiths to be open to international trade. 250,000 Neranda
Yhilini Succubi Trade 400,000 (550,000) Help: Infrastructure funded (300,000 (400,000)) Boosts hidden stats: +2 Economy, +2 to Chalice States score. 200,000 Iris
Theltiar Flowhouse 200,000 (250,000) Condition: sided with Lynine, enter the flowhouse. Boosts hidden stats: +1 Economy, +3 to Darghelon score. 80,000 Lynine
Denmiel Archives 100,000 (250,000) Condition: sided with Orilise, enter the archives. Boosts hidden stats: +1 Social, +1 Religion , +5 to Gheldaron score. 20,000 Orilise
Min's Trade Route 300,000 (400,000) Condition: Min joined the group Boosts hidden stats: +3 Economy, +1 to Ardoheim score, +1 to Gheldaron score, +1 to Darghelon score, +1 to New Givini score, +1 to Chalice States score. 185,000 Megail

Round 5: Chapter 4

As it was previously stated, you have the chance to invest in old investments and in investments that you may found already, but were unable to invest before. Most of the investments are only available after you have met Megail in Stineford.

Stineford and Feroholm Edit

Profitable investments Edit

Location
Name
Price Condition Advantages Profits Relationship Points
Stineford Noble District
Bank Core lenders
400,000 Boosts hidden stats: +5 Economy, +3 to Ardoheim score. 240,000
Stineford Merchant District
Stineford Weapons Store
200,000 Megail rejoined. Boosts hidden stats: +2 Economy, +2 to Ardoheim score. 75,000 Megail
Stineford Market District
Magic Shop
25,000 Megail rejoined. 20% reduction on price. 25,000 Megail
Feroholm Merchant Camp
Trading Pillar Rights
300,000 Boosts hidden stats: +2 Economy, +2 to Ardoheim score. 100,000

Non-profitable investments Edit

Location
Name
Price Benefits Relationship Points
Succubus Hideout 5th Floor
Stineford Succubus Tower
800,000 (1,000,000 if you never visited it in ch. 1 or 2) Boosts hidden stats: +2 Social, +5 to Ardoheim score, +1 Arclent Acceptance. Yarra, Qum

Ari-Yhilina Edit

Profitable investments Edit

Location
Name
Price
Help
Condition Advantages Profits Relationship Points
Palace
Yhilini Airship Fleet
1,000,000 Megail rejoined. Boosts hidden stats: +5 Economy, +2 Arclent Acceptance. 100,000 Janine
Palace
Min's Trade Route
400,000 Megail rejoined, Min joined the group. Boosts hidden stats: +3 Economy, +1 to Ardoheim score, +1 to Gheldaron score, +1 to Darghelon score, +1 to New Givini score, +1 to Chalice States score. 185,000 Megail
Palace
Yhilini Succubi Trade
400,000
Infrastructure funded (300,000)
Boosts hidden stats: +2 Economy, +2 to Chalice States score. 200,000 Iris
House of Petitions
Yhilini Brothel Reform
50,000
Megail present (25,000)
Succubus Brothels previously funded in chapter 3 or in chapter 4. Boosts hidden stats: +5 Yhilin Acceptance, +2 Arclent Acceptance. 35,000[67] or 15,000.
2nd House of Petitions
Slum Fighting Ring
150,000 Funded the Slums House of Petitions. 40,000 Janine
2nd House of Petitions
Sex Fighting Ring
250,000 Funded the Slums House of Petitions. Funded Slum Fighting Ring and visited with Nalili. 60,000 Janine
2nd House of Petitions
Sex Shop
350,000 Funded the Slums House of Petitions. The Square is OK, no Chaos or Collateral Damage, the nobility has been pacified. 75,000 Janine
Merchant Quarter
Premium Steel Owner
100,000
75,000 if had invested in Premium Steel
Custom Equipment creation. 10,000 Aka, Hilstara
Merchant Quarter
Yhilini Bank Core Lender
500,000 150,000 Megail
Outskirts
Mercenary Offices
250,000
Infrastructure funded (150,000)
Megail rejoined. Boosts hidden stats: +2 Social, +2 to Yhilin score. 15,000 Hilstara, Janine

Non-profitable investments Edit

Location
Name
Price Condition Benefits Relationship Points
2nd House of Petitions
Arcane/Sexual Magic Agreement
200,000 Boosts hidden stat: +3 Yhilin Acceptance. Janine
Palace
Yhilini Airship Militarization
500,000 Invested in Yhilini Airships plus some future switch, not Possible at present. Strongly implied to be needed when the Anak, Lustlord or Fucklord launch the next war.
Palace
Yhilini Acceptance Campaign
250,000 Chapter 4, Yhilin Acceptance < 50 Boosts hidden stat: +5 Yhilin Acceptance.[68] Megail
House of petitions
National Succubus Trade
250,000 Not previously funded. Yhilin Final event not triggered. Boosts hidden stat: +5 Yhilin Acceptance. Yarra, Qum, Nalili
House of petitions
Succubus Brothels
50,000 Not previously funded. Yhilin Final event not triggered. Boosts hidden stat: +5 Yhilin Acceptance.
House of petitions
Elven Ghetto Repair
500,000 Not previously funded. Yhilin Final event not triggered. Boosts hidden stat: +10 Yhilin Acceptance. Altina, Lynine, Orilise
House of petitions
Doom King Statue
25,000 Not previously funded. cockwhore-Altina, dominated-Varia, Esthera
House of petitions
Magic Standardization
50,000 Not previously funded. Yhilin Final event not triggered. Boosts hidden stat: +5 Yhilin Acceptance.
House of petitions
Monastery Conversion
50,000 (shrine) or 25,000 (aid station) Not previously funded. Yhilin Final event not triggered. Boosts hidden stats: +2 Religion, +1 to Yhilin score, +10 Yhilin Acceptance (shrine) or +2 Yhilin Acceptance (aid station). Carina, Sarai

Sylvan region Edit

There are no new chances to invest, but, at minimum, you will be able to invest in the specific investment of the elf leader who wasn't your ally during your previous visit to the elven kingdoms.

Profitable investments Edit

Location
Name
Price Condition Advantages Profits Relationship Points
Theltiar
Theltiar Rentals
425,000 Megail rejoined. Boosts hidden stats: +1 Economy, +1 Social, +2 to Darghelon score. 95,000 Lynine
Theltiar
Theltiar Flowhouse
250,000 Megail rejoined. Boosts hidden stats: +2 Economy, +2 to Darghelon score. 80,000 Lynine
Denmiel
Denmiel Mushrooms
105,000 Megail rejoined. Boosts hidden stats: +2 Economy, +2 to Gheldaron score. 40,000 Orilise
Denmiel
Denmiel Archives
250,000 Megail rejoined. Boosts hidden stats: +1 Social, +1 Religion, +5 to Gheldaron score. 20,000 Orilise

Eustrin and Aram border Edit

Profitable investments Edit

Location
Name
Price Condition Advantages Profits Relationship Points
Eustrin Guild 600,000 Convince the Guild of Blacksmiths to be open to international trade. 250,000 Neranda

Non-profitable investments Edit

Location
Name
Price Condition Benefits Relationship Points
Aram Desert[41]
Aram Eustrin Embassy
Variable: 400,000[69],
300,000[70],
250,000[71],
200,000[72], or
150,000[73]
Have funded Eustrin Embassy during Megail's Route. Boosts hidden stats: +2 to Aram score, +5 to Eustrin score.

Chalice States Edit

Some of the following options are only unlocked after you have returned from your first visit to the Tower.

Profitable investments Edit

Location
Name
Price Condition Advantages Profits Relationship Points
Gasm Falls
Succubus Armorer
150,000 (100,000 if you have visited it previously) Boosts hidden stats: +1 Economy, +2 to Chalice States score. Upgrade to Hilstara's custom helm. 10,000 Iris
Gasm Falls
Potions and More
20,000 Megail rejoined. 100[74] Aka, Megail
Gasm Falls
Gasm Falls Trade
275,000 Megail rejoined. Boosts hidden stats: +2 Economy, +2 to Chalice States score. 110,000 Iris
Givini Tunnels
Givini Tunnels
1,500,000 Met Elleani at New Givini Camp. Boosts hidden stats: +5 Economy, +3 to Chalice States score, +3 to Tak'Kan score, +3 to New Givini score. 300,000 Yarra, Megail, Elleani
Helvanna
Lustlord Temples
750,000 You have to do the non-profitable investment New Lustlord Statues and have returned from the Tower. Boosts hidden stats: +5 Religion, +5 to Chalice States score. 50,000 Yarra, Carina, Sarai, Nalili, Riala, Iris
Helvanna
Succubus Band Tour
100,000 Have returned from the Tower. Boosts hidden stats: +1 Social, +2 to Chalice States score, +2 to Tak'Kan score, +3 to New Givini score, +5 Arclent Acceptance. 2,000

Non-profitable investments Edit

Location
Name
Price Condition Benefits Relationship Points
Helvanna
Warehouse Supplies Donation
100,000, 250,000 or 500,000 Boosts hidden stat: Depending on donation size: +2, +5 or +10 toChalice States score.
Helvanna
New Lustlord Statues
50,000 Precondition for Lustlord Temples. Boosts hidden stats: +2 Religion, +2 to Chalice States score.
Gasm Falls
Gasm Falls Water Cleanup
250,000 Boosts hidden stats: +1 Social, +5 to Chalice States score. Iris
Gasm Falls
Orc Tunnels
200,000 Megail rejoined. Boosts hidden stats: +1 Social, +5 to Chalice States score.

New Givini Edit

Profitable investments Edit

Location
Name
Price Condition Advantages Profits Relationship Points
Givini Camps
Givini Smithing[75]
200,000 Boosts hidden stas: +2 to New Givini score. Precondition for reshaped-Varia custom weapons. 10,000 Elleani
Givini Camps
Givini Orc Merchant
Varies according to New Givini score and if you funded New Givini Trade:
Funded
100,000[76],
200,000[77],
300,000[78],
400,000[79], or
500,000[80]
Not funded
100,000[81],
200,000[82],
300,000[83],
400,000[84], or
500,000[85]
Megail rejoined. Boosts hidden stats: +2 to New Givini score. Increases profitability of Tradesmasher Guild investment. Variable:
25,000[76],
50,000[86],
100,000[87],
150,000[88], or
200,000[89]
Elleani
Givini Vinai
Givini Teahouse Chain
275,000 Megail rejoined. New Givini score ≥ 20. Boosts hidden stats: +1 Economy, +1 to Social, +1 to Chalice States score, +2 to New Givini score, +1 to Tak'Kan score. 30,000 Elleani
Givini Vinai Court[90]
Bank of Givini
350,000 Megail rejoined. Boosts hidden stats: +5 Economy, +2 to Ardoheim score, +2 to Chalice States score, +5 to New Givini score, +2 to Tak'Kan score. 300,000 Megail, Elleani
Givini Mage Guild
Givini Mage Guild
1,000,000 Megail rejoined. New Givini score ≥ 25. Boosts hidden stats: +5 to New Givini score.
If you invest on it prior to the start of the succession crisis, your efforts to thwart Donovan dealings with the Guild will be more effective (+2 to Donovan work).
40,000 Robin, Wynn, Elleani

Non-profitable investments Edit

Location
Name
Price Condition Benefits Relationship Points
Ancient Ruin
Ruin Opening
5,000,000 Combined country variables of 100 for Chalice States, New Givini and Tak'Kan. Locked until future update. Boosts hidden stats: +2 to Chalice States score, +2 to New Givini score, +2 to Tak'Kan score. Yarra, Wynn, Riala
Empty Site
War Monument
1,000,000 Boosts hidden stats: +3 Social, +1 to Yhilin score, +1 to Aram score, +1 to Ardoheim score, +1 to Zirantia score, +1 to Darghelon score, +1 to Gheldaron score, +2 to Chalice States score, +10 to New Givini score, +2 to Tak'Kan score, +5 Arclent Acceptance.
If it's built in time, you can speak with the caretaker about Donovan (+2 to Donovan work) during the first phase of the Ardan succession crisis.
Hilstara, Sarai, Vhala, Elleani, Iris, Riala

Tak'Kan Edit

Profitable investments Edit

Location
Name
Price Condition Advantages Profits Relationship Points
Tarran'Kan Square
Tarran'Kan Housing
1,000,000 Megail rejoined. Have returned from the Tower. Boosts hidden stats: +1 Economy, +1 Social, +5 to Tak'Kan score. 50,000
Tarran'Kan Square
Hall of Mental Strength
200,000 Boosts hidden stats: +1 Social, +3 to Tak'Kan score. 25,000 Balia, Orilise
Tarran'Kan Slums
Booze Shack
150,000 Boosts hidden stats: +1 Social, +2 to Tak'Kan score. 50,000
Tarran'Kan Slums
Tarran'Kan Trade Upgrade
100,000 Have already invested in Tarran'Kan Housing. Boosts hidden stats: +2 Economy, +2 to Tak'Kan score. 50,000
Cee'Kan
Tradesmasher's Guild
350,000 Megail rejoined. Boosts hidden stats: +3 Economy, +5 to Tak'Kan score. Variable: 200,000[91],
175,000[92],
150,000[93],
125,000[94],
75,000[95],
50,000[96], or
10,000[97].
Cee'Kan
Lonely Sailor Services
250,000 Megail rejoined. Boosts hidden stats: +1 Economy, +1 Social, +5 to Tak'Kan score. Increases profitability of Tradesmasher Guild investment. 100,000
Cee'Kan
Cee'Kan Shipping
700,000 Megail rejoined. Boosts hidden stats: +2 Economy, +5 to Tak'Kan score. Increases profitability of Tradesmasher Guild investment. 200,000

Non-profitable investments Edit

Location
Name
Price Condition Benefits Relationship Points
Tarran'Kan Square
Orcish Democracy
1,000,000 Orcent rejoined. Have returned from the Tower. Boosts hidden stats: +5 Social, +10 to Tak'Kan score. Increases profitability of Tradesmasher Guild investment. Balia
Tarran'Kan Square
Imp Offices
100,000 Boosts hidden stats: +1 Social, +1 Tak'Kan score.
Tarran'Kan Square
Orc Pools Upgrade
500,000 Megail rejoined. Boosts hidden stats: +2 Social, +5 to Tak'Kan score. Increases profitability of Tradesmasher Guild investment. Balia

Ardford Edit

Non-profitable investments Edit

During the first phase of the Ardan succession crisis, there are no chances to gain money, but there a couple of chances to spend it.

Location
Name
Price Condition Benefits Relationship Points
Ardan Bank
Ghanth's affairs investigation
100,000 if invested in the Ardan bank. 200,000 otherwise. Disrupt Gnath's business (+1 Gnath's Pressure point).
Military Offices
Order of Silence
20,000, 100,000 or 200,000 depending of your choice. No matter the amount of donation, gives access to their headquarters.
Boosts hidden stats: +1 to Ardoheim score, Depending on donation size: +10, +50 or +100 to Order of Silence score.
You can ask that they welcome Kalant among their ranks.

Headquarters upgrades Edit

Most of them can be purchased right there but there a few that you will eventually find in the new countries. In the case of upgrades acquired by buying ornamental elements (statues, banners), the effect in the base stats is permanent and it happens once the elements have been bought (and the conversations with the sellers have happened, when they are necessary). The elements DO NOT NEED to be used.

Headquarters Edit

Location
Name
Price Condition Benefits Relationship Points
Headquarters Ground Floor
Armory Upgrade
10,000 Orcent rejoined. Boosts hidden stat: +5 Military. Hilstara
Headquarters Ground Floor
Sex Room Upgrade
5,000 Boosts hidden stat: +5 Hospitality. Yarra, Nalili
Headquarters Ground Floor
Supplies Upgrade
10,000 Lynine rejoined. Boosts hidden stats: +2 Military, +2 Hospitality. Lynine
Headquarters B1
Magical Shielding Upgrade
100,000 Orcent rejoined. Boosts hidden stat: +5 Magic.
Headquarters Courtyard
Orc Guard Posts
5,000 Boosts hidden stats: +2 Military, -1 Hospitality if Orc Discipline < 10. Balia
Headquarters Courtyard
HQ Second Well
10,000 Military ≥ 6. Boosts hidden stats: +2 Military, +2 Hospitality. Iris
Headquarters Courtyard
Iron Cudgel at HQ
15,000 Iron Cudgel previously hired. Boosts hidden stat: +4 Military.
Headquarters Courtyard
Noticeboards Upgrade
Free. Have Ralke. Boosts hidden stat: +2 Hospitality.
16 Sx.
Headquarters Courtyard
HQ Shrine
5,000 Carina rejoined. Boosts hidden stats: +3 Hospitality, +1 Magic. Carina
Headquarters Courtyard
Orc Lab Upgrade
25,000 Boosts hidden stats: +4 Military, +3 Hospitality, +2 Magic. Balia
Headquarters Ground Floor
Yhilin Mages Shield Upgrade
80,000 Yhilin Final state reached Boosts hidden stat: +4 Magic.
Headquarters Pool Bedroom
Wynn's Shield Upgrade
100,000 Wynn is in HQ. Boosts hidden stat: +5 Magic.
Teleportation chamber
Extradimensional Foundation
225,000 Extradimensional HQ built. Boosts hidden stats: +5 Military, +5 Magic.

In Ari-Yhilina Edit

Only available after Yhilin has reached its Final State.

Location Name Price Benefits Relationship points
Fancy Store Book Statue 2,000
Lamia Statue 1,000 Boosts hidden stat: +2 Yhilin Acceptance.
Yhilini Magecraft Bed 500
Tower of the Divine Goddess of Magic Statue 10,000 Boosts hidden stats: +1 Religion, +1 Yhilin Acceptance. Sarai

In Chalice States Edit

Location Name Price Condition Benefits
Gasm Falls Chalice States Banners 1,500
Chalice States Succubus Statue 2,000

In New Givini Edit

Location Name Price Condition Benefits
Givini Vinai Givini Banners 1,000 Boosts hidden stats: +1 Hospitality, +1 to New Givini score, after talking with the merchant after all Givini HQ upgrades are purchased.
Givini Dragon Statue 2,500
Deluxe Givini Dragon Statue 5,000 Boosts hidden stat: +1 Magic.

In Tak'Kan Edit

Location Name Price Condition Benefits
Tarran'Kan Square Orcish Drake Statue 1,000 Tak'Kan score > 10. Boosts hidden stats: +1 Economy, +1 to Tak'Kan score, after talking with sculptor after the three statues are purchased.
Orcish Gargoyle Statue 2,000
Orcish Golden Drake Statue 5,000 Tak'Kan score > 30.

References Edit

  1. ULMF forum post.
  2. There are other investments available during chapter 3, but they are funded by the Yhilini budget, and they are described here.
  3. Provided that you have done all the quests and ask Megail for more money.
  4. For instance, if you chose not to invest in the Cache excavation before leaving Ari-Yhilina at the start of chapter 2, you have the option to buy the remnants of the expedition for the original price: 10,000.
  5. Available at the start of chapter 2 or during the party split, before the group's reunion. Most of the monetary profits before the reunion have to be collected by visiting the place you made the investment.
  6. By using a Duplicate.
  7. 10,000 if Yhilin score ≥ 6.
  8. Once you can become a core lender, this investment won't bring any more profits.
  9. To make this investment, you need to have Megail in your harem (after her rescue), as the owner only wants to talk with merchants.
  10. Therefore Megail does not reserve 25,000 for Eustrin Manufacturer when going to Aram.
  11. Once you can become the Owner, this investment won't bring any more profits.
  12. Therefore Megail does not reserve 50,000 for Eustrin Processor when going to Aram.
  13. It has been speculated that this investment is a reference to the tulip bubble.
  14. It disappears from it after the reunion.
  15. 15.0 15.1 It adds +10 AGI and +10 LUK to Simon's stats.
  16. There are no more profits after that.
  17. One-time deal, only available in the talk with Megail after her rescue in the palace.
  18. Therefore Megail does not reserve 40,000 for Eustrin Supplier when going to Aram.
  19. This bonus is not applied until the start of Megail's Path.
  20. This investment shows up as "Special Supplier" in the ledger After the reunion.
  21. 21.0 21.1 21.2 21.3 21.4 21.5 Also provides Orc items in the Bloody Spire.
  22. It's the mandatory investment for this part of the game. You can see it with the Ledger and you get it just before she gives you back ProN to invest.
  23. If "Acquire Money" was used.
  24. Megail reserves a part of the money for plot mandatory investments, so the amount available to the player varies.
  25. But Megail reserves 250,000 of this for equipping the army.
  26. 26.0 26.1 26.2 You will find it inside the House of petitions (left door).
  27. Not available before you had done Merchant trouble quest.
  28. See the Secret Stats page, number to beat is 6.
  29. 29.0 29.1 29.2 See the Army page to learn about their strengths and weakness.
  30. 30.0 30.1 30.2 This improves the outcome of the Battle of Stineford in the Third Arclent War
  31. 31.0 31.1 Only if you also invested in Ardoheim Magic Trade.
  32. 32.0 32.1 The contact is inside the Archon Inn, where Megail was hosted during your first visit to Ari-Yhilina.
  33. If you also invested in Stineford Magic Shop.
  34. 34.0 34.1 If you invested in Stineford Magic Shop and Ardoheim CD < 30.
  35. 35.0 35.1 If you invested in Stineford Magic Shop and Ardoheim CD = 30.
  36. 36.0 36.1 If you didn't invest in Stineford Magic Shop and Ardoheim CD < 30.
  37. 37.0 37.1 If you didn't invest in Stineford Magic Shop and Ardoheim CD ≥ 30.
  38. To the right of the Bounty Hunter Office.
  39. See the Secrets and Collectibles page for more details.
  40. Blond dwarf on the left, near a crate.
  41. 41.0 41.1 In a shrine with golden statues.
  42. 42.0 42.1 So far, with no real effects.
  43. The discount is the nominal amount of the initial investment, even if you've used Trin's help.
  44. If Yhilin CD < 5.
  45. If Yhilin CD = 5-9.
  46. If Yhilin CD = 10-14.
  47. If Yhilin CD ≥ 15.
  48. Helps during the Battle of Yhilin.
  49. Requires having completed Yhilini Public Works prior to this part.
  50. They are weaker now.
  51. They need the work apparently.
  52. From 6000 Sx to 1000 Sx.
  53. 1,000,000 if Ardoheim score < 5
    800,000 if 5 <= Ardoheim score < 10
    600,000 if 10 <= Ardoheim score < 15
    400,000 if 15 <= Ardoheim score < 20
    300,000 if Ardoheim score >= 20
    20 is the highest Ardoheim score obtainable legitimately before investing in the Ardan Bank.
  54. 54.0 54.1 If Ardoheim CD < 20.
  55. 55.0 55.1 If Ardoheim CD = 20-24.
  56. 56.0 56.1 If Ardoheim CD = 25-29.
  57. 57.0 57.1 If Ardoheim CD = 30-39.
  58. 58.0 58.1 If Ardoheim CD = 40-49.
  59. 59.0 59.1 If Ardoheim CD ≥ 50.
  60. One-time only.
  61. You need 1,000,000 on hand to be offered the choice.
  62. With more relationship points gain for Dari.
  63. See this section to learn how to get the lowest price possible. This investment is also offered at the Aftermath of the Third Arclent War for 1,000,000.
  64. You're encouraged to spend as much as you can on both budgets, so they are meant to be a consolation prize (Link).
  65. Sierra has explained that, if you find it strange that all the people that represents potential investments are in the same room at the same time, you can: "consider that whole section an abstraction for a series of meetings." (Link).
  66. 66.0 66.1 66.2 Only available at this point of the game.
  67. If Yhilin final event is triggered.
  68. It can be repeated as much as needed.
  69. If Aram CD < 10.
  70. If Aram CD = 10-14.
  71. If Aram CD = 15-19.
  72. If Aram CD = 20-29.
  73. If Aram CD ≥ 30.
  74. It's not error, just a charity case.
  75. Once invested, he can be found in the Givini Equipment Shop.
  76. 76.0 76.1 If New Givini score < 20.
  77. If New Givini score = 20-24.
  78. If New Givini score = 25-34.
  79. If New Givini score = 35-44.
  80. If New Givini score = 45.
  81. If New Givini score < 10.
  82. If New Givini score = 10-14.
  83. If New Givini score = 15-24.
  84. If New Givini score = 25-34.
  85. If New Givini score ≥ 35.
  86. If New Givini score = 20-29.
  87. If New Givini score = 30-39.
  88. If New Givini score = 40-49.
  89. If New Givini score ≥ 50.
  90. You need to have met Elleani in Givini Camps to unlock this area.
  91. If Tradesmaher Guild score ≥ 6.
  92. If Tradesmaher Guild score = 5.
  93. If Tradesmaher Guild score = 4.
  94. If Tradesmaher Guild score = 3.
  95. If Tradesmaher Guild score = 2.
  96. If Tradesmaher Guild score = 1.
  97. If Tradesmaher Guild score = 0.

Start a Discussion Discussions about Investments

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    108 messages
    • DukeLeto7 wrote: I think the investments page serves most people's needs right now, and the intention of the original was to help overh...
    • OK then, your Ch 3 sheet has been loaded in. I should technically remove the Ch3 only investments from the old investment profits, but I'...
  • Investments page improvement

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    • We also may need to address the returns for Premium Still.
    • Yeah both rows are kind of messy right now. Regarding the changes, I should have been more explicit...